Foreclosure Prevention helps homeowners who are having difficulty paying their mortgage or anticipate they will
have difficulty in the near future. The Foreclosure Prevention counselor will help clients navigate the process to
work with their lenders and make informed decisions regarding their homes. A counseling will include a review of
rights and guidance on how to work with lenders to repay past-due balances.
|Home Sweet Home CRC Center can help you on your journey to homeowner ship from the basics
of managing your finances, building credit, renting to own a property and saving to navigate the
actual home purchasing process and maintaining your home in long-term.
|*Pre-Purchase Class (8-hour In-person) teaches potential home owners to home buying process including types of
down-payment assistance available, how to select the right home for your family, preparing to qualify for a loan and
finding the financing the best meets their needs. Classes are offered in English and Spanish. This is a HUD
Certified course that meets requirements for most government down payment assistance programs. For customers
seeking down payment assistance please note that you are required to participate in a one -on-one counseling
session with a Home Sweet Home CRC Home ownership Counselor after completing this course. You will sign up
for the counseling session during the 8-hour class. They can Usually be scheduled for the following week.
|Post-Purchase Training helps homeowners adjust to the new responsibilities. Seminars cover home maintenance
and repairs, property taxes, Insurance (Life, Home,, Flood, Windstorm, and Auto), Landscaping, Saving for an
emergency, Safety and more.
|HOME SWEET HOME CRC'S Certified Counselors provide one-on-one coaching and counseling to all customers
seeking to improve their financial situation. Through a thoughtful coaching process, our staff can help you pinpoint
your financial goals and translate them into actionable steps that will put you on the path to achieving them. You
could work on financial goals like building an emergency savings account, repairing credit, managing debt, building
retirement savings and/or saving to acquire an asset like a home or higher education.
Financial Coaching is different from our Home buyer Advising/Counseling. If you are specifically interested in preparing
to buy a home, please start your process through one of our Home ownership Classes outlined above.
|We have homes across the Southeast region of Texas. We are currently rehab bing these home and rebuilding
them for clients who are not ready to purchase but are ready to rent a home get there credit and income ready to
purchase one of our homes. Many families purchase the home they are renting but you may also purchase another
home. We are here to help you move forward.
|HOMELESS TO HOME PROGRAM
|HOME SWEET HOME COMMUNITY REDEVELOPMENT