Foreclosure Prevention
Avoid Foreclosure Prevention Scams

If someone offers to negotiate a loan modification for you or to stop or delay
foreclosure for a fee, carefully check his or her credentials, reputation, and
experience; watch out for warning signs of a scam; and always maintain personal
contact with your lender and mortgage servicer. Your mortgage lender can help you
find real options to avoid foreclosure. It is important to contact your mortgage lender
early to preserve all your options. There are legitimate consumer financial
counseling agencies that can help you work with your lender. Read Consumer
Advisory 2008-1 for more information on protecting yourself from foreclosure
prevention scams.
4 Steps To Lower Your Mortgage
Payment By Applying For Loan
Modification
1.  Complete the short online application.

Millions of the Americans face losing the American Dream due
to hardship reasons beyond their control. Programs are
available, but few understand how to jump through the hoops
in order to receive it. Take the first step in obtaining the help
you deserve by filling out the hardship application today.
2.  Speak with a Housing Counselor.

A Housing Counselor will walk you through the process of
pre-qualifying for a home modification service. Every situation
is different, and there are many programs you may qualify for.
If you apply incorrectly, you may have to wait another 12
months before applying again. By that time it might by too
late.  A trained and Certified Counselor  will match you up with
the company or attorney that can assist your particular
situation.  The consultation is FREE and there is no obligation
to move forward if you do not like the options we find for you.
3.  Submit verification documentation.

You may be asked to submit some paperwork to verify your
income or hardship. If there is anything that is needed, your
Counselor will be sure to  let you know. Be sure to be
prompt with returning any required documents. With
program availability limited, it is important to get your
enrolled for assistance if you qualify.   Delay of documents
will delay the process of your paperwork.
4.   Choose and be patient.

You may have multiple options to choose from for assistance.
You and your Housing Counselor will select the company or
attorney that best suites your needs. Once you begin the
application process with the bank it could take several
months to get a resolution. You will be in good hands and
back on your feet in no time.  All clients are required to attend
a Credit Counseloring Workshop and a Financial Literacy
Workshop after your paperwork has been process.  
Please fill out the Application below.
You may email or mail your application to us.
homesweethomecrc@gmail.com
Your Full Name:
Your Address
City
State
Phone
E-mail Address
Mortgage Amount
Comments:
APPLICATION
CLICK HERE
The MHA program included a number of
homeowner assistance programs. These
have all ended effective December 31, 2016.